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Insurance

Insurer Can Repudiate Fire Claim Where Insured Makes False Declarations, Manipulates Accounts: SC [Read Judgment]
Judiciary
Insurer Can Repudiate Fire Claim Where Insured Makes False Declarations, Manipulates Accounts: SC [Read Judgment]

Supreme Court upholds New India Assurance’s repudiation of a ₹7.31-crore fire insurance claim, finding breaches of policy conditions through false declarations and manipulated accounts, and sets aside the NCDRC award.

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Learner’s Licence Valid For Insurance Cover Only If Its Conditions Are Followed: Karnataka HC [Read Judgment] Judiciary
Learner’s Licence Valid For Insurance Cover Only If Its Conditions Are Followed: Karnataka HC [Read Judgment]

Karnataka High Court holds that a learner’s licence qualifies for insurance coverage only when its statutory conditions are complied with, directing the insurer to pay compensation and recover it from the vehicle owner.

Insurer Cannot Deny Treatment Claim Merely For Lack Of Hospitalisation: Karnataka HC [Read Order] Judiciary
Insurer Cannot Deny Treatment Claim Merely For Lack Of Hospitalisation: Karnataka HC [Read Order]

Karnataka High Court upholds reimbursement of Zoladex and Xgeva injections, holding that lack of hospitalisation cannot defeat a genuine cancer treatment claim.

Foreign Driving Licence Alone Cannot Shield Driver From Insurer’s Recovery Claim: Punjab & Haryana HC [Read Order] Judiciary
Foreign Driving Licence Alone Cannot Shield Driver From Insurer’s Recovery Claim: Punjab & Haryana HC [Read Order]

The Punjab and Haryana High Court held that a foreign driving licence without an international permit or Indian authorisation does not permit driving in India, upholding the insurer’s right to recover compensation from the driver and owner.

SC Orders Nationwide SIT Probe Into Fraudulent Motor Accident Insurance Claims Judiciary
SC Orders Nationwide SIT Probe Into Fraudulent Motor Accident Insurance Claims

The Supreme Court has directed all States to constitute dedicated SITs to investigate fraudulent motor accident insurance claims and ordered insurers to report suspected fraud.

Woman Rendering Services To Family Is Homemaker Regardless Of Qualification: Karnataka HC [Read Judgment]

Karnataka High Court holds that a woman rendering services to her family can be treated as a homemaker irrespective of her educational qualifications or employment status.

Children Entitled to Parental Consortium Along With Spousal Consortium in Motor Accident Claims : SC [Read Judgment]

Supreme Court holds that children are entitled to parental consortium in motor accident claims and awards consortium separately to the wife and each child.

SC Extends Mandatory Third-Party Insurance to 4 Years for Cars, 6 for Two-Wheelers [Read Judgment]

The Supreme Court directed mandatory third-party insurance of four years for new cars and six years for new two-wheelers, while ordering technology-driven measures to identify and penalise uninsured v...

SC: Insurer Not Liable if Driver Had No Valid Licence, 'Pay and Recover' Rule Applies

The Supreme Court held that an insurer cannot be held liable where the offending driver lacked a valid driving licence, applying the 'pay and recover' principle in a motor accident compensation case.

Madras HC: Overspeeding on High-Speed Road Is Not Contributory Negligence in Fatal Accident [Read Judgment]

Madras High Court held that overspeeding on a road meant for high-speed travel does not amount to contributory negligence in a fatal accident claim.

Calcutta High Court affirms insurance company’s liability in motor accident case with invalid drivers license [Read Judgment]

Calcutta HC rules insurance companies liable for accidents involving invalid licenses, directing compensation with recovery rights from vehicle owners.

Insurance company liable even if ownership transfer not recorded: Allahabad High Court [Read Judgment]

Allahabad HC rules that insurance companies remain liable for motor accident claims even if vehicle ownership transfer isn't officially recorded.


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Senior Citizens Rights Handbook

The Senior Citizen Rights Handbook is a comprehensive guide designed to empower elderly citizens with clear and accessible knowledge of their legal and social rights in India.

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