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Insurance liability

Insurer Can Repudiate Fire Claim Where Insured Makes False Declarations, Manipulates Accounts: SC [Read Judgment]
Judiciary
Insurer Can Repudiate Fire Claim Where Insured Makes False Declarations, Manipulates Accounts: SC [Read Judgment]

Supreme Court upholds New India Assurance’s repudiation of a ₹7.31-crore fire insurance claim, finding breaches of policy conditions through false declarations and manipulated accounts, and sets aside the NCDRC award.

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Supreme Court This Week: Key Rulings You Should Know Judiciary
Supreme Court This Week: Key Rulings You Should Know

From corruption prosecutions and corporate criminal liability to taxation, equal pay, vehicle repossession and arbitration, here are seven key Supreme Court rulings from the week.

Financiers Cannot Repossess Vehicles By Force Or Without Contractual Notice:  SC Judiciary
Financiers Cannot Repossess Vehicles By Force Or Without Contractual Notice: SC

Supreme Court awards ₹10 lakh compensation to a truck owner whose vehicle was forcibly repossessed at 1 a.m., holding that lenders must follow contractual notice requirements and RBI recovery guidelines.

Learner’s Licence Valid For Insurance Cover Only If Its Conditions Are Followed: Karnataka HC [Read Judgment] Judiciary
Learner’s Licence Valid For Insurance Cover Only If Its Conditions Are Followed: Karnataka HC [Read Judgment]

Karnataka High Court holds that a learner’s licence qualifies for insurance coverage only when its statutory conditions are complied with, directing the insurer to pay compensation and recover it from the vehicle owner.

Insurer Cannot Deny Treatment Claim Merely For Lack Of Hospitalisation: Karnataka HC [Read Order] Judiciary
Insurer Cannot Deny Treatment Claim Merely For Lack Of Hospitalisation: Karnataka HC [Read Order]

Karnataka High Court upholds reimbursement of Zoladex and Xgeva injections, holding that lack of hospitalisation cannot defeat a genuine cancer treatment claim.

Foreign Driving Licence Alone Cannot Shield Driver From Insurer’s Recovery Claim: Punjab & Haryana HC [Read Order]

The Punjab and Haryana High Court held that a foreign driving licence without an international permit or Indian authorisation does not permit driving in India, upholding the insurer’s right to recov...

SC Orders Nationwide SIT Probe Into Fraudulent Motor Accident Insurance Claims

The Supreme Court has directed all States to constitute dedicated SITs to investigate fraudulent motor accident insurance claims and ordered insurers to report suspected fraud.

Woman Rendering Services To Family Is Homemaker Regardless Of Qualification: Karnataka HC [Read Judgment]

Karnataka High Court holds that a woman rendering services to her family can be treated as a homemaker irrespective of her educational qualifications or employment status.

Children Entitled to Parental Consortium Along With Spousal Consortium in Motor Accident Claims : SC [Read Judgment]

Supreme Court holds that children are entitled to parental consortium in motor accident claims and awards consortium separately to the wife and each child.

SC Extends Mandatory Third-Party Insurance to 4 Years for Cars, 6 for Two-Wheelers [Read Judgment]

The Supreme Court directed mandatory third-party insurance of four years for new cars and six years for new two-wheelers, while ordering technology-driven measures to identify and penalise uninsured v...

SC Enhances Compensation for Child Left Permanently Disabled in Road Accident [Read Judgment]

The Supreme Court enhanced compensation to ₹83.38 lakh for a child left permanently disabled in a road accident, stressing a humane approach to awarding just compensation under the Motor Vehicles Ac...

SC: Insurer Not Liable if Driver Had No Valid Licence, 'Pay and Recover' Rule Applies

The Supreme Court held that an insurer cannot be held liable where the offending driver lacked a valid driving licence, applying the 'pay and recover' principle in a motor accident compensation case.

SC pitches for directly transferring compensation sum in claimants' bank accounts in MV Act cases [Read Judgment]

SC directs direct transfer of compensation to claimants’ bank accounts in MV Act cases, ensuring faster disbursal and reducing court process hassles.

MACT can rely upon police reports to determine negligence: SC [Read Judgment]

SC rules that MACT can rely on police reports and other evidence to determine negligence and award compensation in accident cases under the Motor Vehicle Act.

Patna HC expands insurance liability for paid drivers and cleaners under Motor Vehicles Act [Read Judgment]

Patna High Court rules insurers liable for paid drivers and cleaners with additional premium, emphasizing Motor Vehicles Act provisions on extended coverage.


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Senior Citizens Rights Handbook

The Senior Citizen Rights Handbook is a comprehensive guide designed to empower elderly citizens with clear and accessible knowledge of their legal and social rights in India.

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